The questionnaire concentrates on the overall legal framework for AML/CFT, the allocation of responsibilities among the government institutions involved, the role of financial sector supervisory agencies, and the relevant requirements placed on banks and other financial sector institutions and service providers. Wolfsberg AML Questionnaire. List of shareholders who own more than 5% of shares of the Institution – AML Questionnaire I. Is your AML compliance program approved by your institution’s board or a senior committee? GLOBAL BENCHMARK. I. @P� Ҋ~�4'ax�sH1�#�ot�D5���Q��!��k�����H ȋ�1m=Au���h#>�#�;����5�fy�lB@6D�>e`CIZ� ���P�a��Q��xYg���Hs}�9�i�怍�l]É&hH]�b�1��tΦp��W��+A�A �v쬕Gy6�-�?���"6�. Yes No 6. AML Analytics delivers testing and validation solutions for sanction screening and transaction monitoring technologies so that financial institutions can mitigate the risk of exposure to financial crime. Forty-three financial institutions answered a series of 30 questions online between 3 and 17 June 2020. RBC Financial Global Approach to Anti-Money Laundering . Financial Statements –Year End (Q5). <> The main purpose of the 2004 DDQ was to “act as an aid to FIs conducting … Customer Identification Programs 5. Central Bank of Nigeria AML/CFT regulations . endobj General AML Policies, Practices and Procedures 1. AML-KYC Questionnaire. W-8-BEN-E-Form. %���� Aktif Bank Patriot Act. KCB AML Questionnaire v2:05/15 Page 2 of 10 . endobj Rating Reports. The USA PATRIOT Act 3. %PDF-1.5 Feedback . Financial Institutions. <>/XObject<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 595.56 842.04] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> It provides a starting point, which can be supplemented with more detailed information provided by DIA s… Anti-Money Laundering Questionnaire For Regulated Financial Institutions Year 2017 A Corporate Information 1. SSI List. Financial Institutions. A. * Money Throughput is only applicable to Payment Institutions (PIs). Financial Highlights. Anti-Money Laundering Questionnaire For Regulated Financial Institutions Year 2017 A Corporate Information 1. Is your Institution privately owned? Please note that the questionnaire must be completed and signed by an authorized individual (e.g. Financial Highlights. Governance In the financial sector, the supervisors have generally identified the main high risks. Financial institutions. KYC QUESTIONNAIRE FOR FINANCIAL INSTITUTIONS According to the Law on the Prevention of Money Laundering and Financing of Terrorist Activities (Official Gazette of Bosnia and Herzegovina, No. 4 0 obj General Information about the Financial Institution . AML-KYC Questionnaire. It is Union Bank UK Plc’s policy to obtain information from all our correspondents relative to their anti-money laundering/anti-terrorism controls. To date, there is little implementation of controls by the BNB based on ML/TF risk. Date Completed: … Corporate Management. Incorporation . It includes questions on your customer due diligence procedures and … 46/16), Sparkasse bank dd BiH is obliged to carry out risk based due diligence procedures on its clients. Institution Information Financial Institution Name Country Jurisdiction Regulatory Authority Anti Money Laundering (AML) Controls and Assessment I. Yes No 2. Suspicious Activity Monitoring and Reporting 9. Press Room. ڝ4��^+�4���p�5���g��0�����s�m����j�����s��kN�l=�R��TUBhAf;z ~z�K���ǖ�����'��_�CZ�#�\݌ bEA�uռ �VD��Fk��ZeɡyrV����U�u���q�+qs�ZaY���L Z��b��%��4�e_o ��Y{�}>~|���W���� �~x�?~��o�ܪ�!�z���A2D�Ys߬�#��E�����m-tc�YSw�~���-��`J�L�ig��Wo��b stream Calling Midsize Financial Institutions: BSA/AML/OFAC ... KYC & AML Procedures for Financial Institutions | LeapRate. Changes to the AML Template Updated July 18, 2018. Is your institution taking steps to implement written KYC policies? Swift Code . AML-KYC Policy. Yes ☐ No ☐ 2. Get to Know Us. Official website 1.6. %���� These Regulations impose a significantly detailed set of obligations on affected AML/ATF regulated financial institutions relating to customer due diligence, record keeping, systems and staff training. <> About Us. Anti Money Laundering Questionnaire & Know Your Customer Questionnaire . Settings. Is your financial institution’s AML compliance program approved by your board or a senior committee? Does the FI have an AML-CTF compliance program? 1.0 AML/CFT Policies, Practices and Procedures 1.1 Is the AML/CFT Compliance Programme approved by … The Questionnaire requires an explanation when a “No” response is chosen (this does not imply that Financial Institution Name: Lombard Forte Securities Limited Location: DIFC Currency House, Level 2, Office 201, P.O. The Notice poses 11 questions for the public regarding FinCEN’s interest in new regulations requiring financial institutions to adopt "effective and reasonably designed" AML programs. Questions. Anti-Money Laundering and Anti-Terrorist Financing Questionnaire. The finalized questionnaire (see attachment) comprises 21 questions on primary and secondary AML/CFT legislation, the institutions involved in AML/CFT efforts, and major prudential supervisory requirements in this area, such as customer due diligence and the establishment of systems for internal control, record keeping, and reporting of unusual transactions. PREVENTION OF MONEY LAUNDERING QUESTIONNAIRE / FINANCIAL INSTITUTIONS A BENEFICIAL OWNER DECLARATION DÉCLARATION SUR LE(S) BÉNÉFICIAIRE(S) EFFECTIF(S) : The institutions covered by the October 26th 2005 Directive 2005/60 should, in conformity with this Directive, identify and verify the identity of the beneficial owner. I. Appendix A - Anti-Money Laundering Questionnaire Each National Futures Association (“NFA”) futures commission merchant (FCM) and introducing broker (IB) Member firm must adopt a written anti-money laundering (“AML”) program tailored to its operations. Anti-Money Laundering Questionnaire For Regulated Financial Institutions 2016 A Corporate Information 1. Recognitions. Legal form ada 1.3. The following topics are addressed in this guide: 1. x��][���~7��ЏR��i�I6�Xl��l�� �� v� �hf�5��A���a���Ŧ���XdU/�U�Ⱦ��xzz�ݝ�/����t������~�}���o?���e��t؝���{yw�������_}U}�ݷտ_�j��Iّ����uK+�H�huܿ~���U�ׯ�y������"�z����6�8�5�:A�z�A���o]��I�Z=�o�}���W?o���������y���A�����Wm[�n���ϟse�����x�ZA.Ϊ��Z�Մ��jJ�Ō Country of . Investor Relations . <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 595.32 841.92] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> : Website . the risks is not, however, sufficiently ongoing, due to the insufficiency of the controls carried out, and especially on-site inspections. This guideline provides reporting entities with a series of questions, supervisory expectation, reference material and suggested best practice that will help guide their risk assessment and programme. B. Beneficial Ownership and Customer Due Diligence (“CDD”) 6. Does your institution appoint a senior officer responsible for your NFA has developed the following questionnaire to assist firms in meeting that requirement. Customer Due Diligence (CDD) Questionnaire Please provide answers on the questions below concerning your institution, current practices related to AML and sanctions identification, transaction monitoring and reporting of suspicious transactions. AML CTF Questionnaire This questionnaire is required to be filled out by any/all of the following: Non-Banking Financial Institutions Correspondent Banks Currency Exchange Companies Money Transfer Operators Money Services Business Institution Details Your Reply Name of Bank Registered Name Registered Address Mailing / Street Address Web Address Jurisdiction under which incorporated … : License No. Banks use AML … Date of establishment: 5. Institution Name: Registration No. On the 1st January 2009, those Regulations were superseded by the Proceeds of Crime (Anti-Money Laundering and Anti-Terrorist Financing) Regulations 2008. Contacts. *� J�m� ���z0�j�Œ=��U �փa➠`;;�ǭ#��Z>>n)�m��pZמ9Ċ ���֊8n�J���~\���.ʹ�Y�v����m�$�EY��p`�% � ��f;����޿�QW� 7����.N)�w���5��f��K���� ������0\��l �z����ZS��7�9�S7dx� ��=�v�]�-�t1��:|E���8�p�C�5n�kT���%�Pt"��6~��oI|�$�/����g!Ck�T��!���[��=�fB����`AI��,��� �m 46f�a1ǁ��:��t� -' For Reporting Institutions. 4 0 obj A. I. QUESTIONS RELATED TO YOUR INSTITUTION´S AML POLICIES AND PRACTICES 5. Registered address (Head Office): KCB AML Questionnaire v2:05/15 Page 3 of 10 . Aktif Bank Patriot Act. Has your institution implemented written policies and procedures on KYC? @ې����f�E�uˠt�F 2. Does your company maintain physical presence at your legal address? Rating Reports. Is the AML compliance program approved by the FI‟s board or a senior committee? FATCA GIIN . Your cooperation in completing this questionnaire is greatly appreciated. your institution’s Anti-Money Laundering and Anti-Terrorist Financing policies and procedures . 1.0 AML/CFT Policies, Practices and Procedures 1.1 Is the AML/CFT Compliance Programme approved by … Yes No 2. Due Diligence Programs for Private Banking Accounts 8. KYC QUESTIONNAIRE FOR FINANCIAL INSTITUTIONS According to the Law on the Prevention of Money Laundering and Financing of Terrorist Activities (Official Gazette of Bosnia and Herzegovina, No. Fenergo today released its findings on financial institution fines which shows that in December 2019 global penalties totaled $36 billion for non-compliance with Anti-Money laundering (AML… Delegations and experts are invited to provide responses to this questionnaire to the FATF Secretariat by COB 7 December 2020. Tel No: Fax No. Name of the Institution: Nombre de la Institución: Banco Estado Chile. Under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC guidelines, Financial Institutions in Canada are required to ensure that their brokers and agents complete Anti-Money Laundering (AML) training. General Information: Full Name of Financial Institution JSC TBC Bank Legal Form Joint Stock Company Registration Number 5/5-20 Date of Registration 04.01.1996 Swift, BIC TBCBGE22 Tax Identification Number 204854595 License Type Banking License Number N 85 Country of Licensing Authority and Regulator Georgia License … 46/16), Sparkasse bank dd BiH is obliged to carry out risk based due diligence procedures on its clients. x��]�7��n��C}ٍ4p��W�jda;��g�#����=�>����n9����Œ�T��,AڪW���;y�:|W}�����G?V�?T�~|^�zo����Ջ���E-���6���Ǐ���V�ԋZWWH���Z论BcR A.jG��U���f��/��Yt�P/T*��5�n��P@hmOh� tG�H���`ݎ� �D��a �_���ثVH���@��D�f�vѸ� †:k�`��J`G�;��A�s�⫈a�X4̀ }3Dp��Bu1�m�Кm�[�� _? General Information: Información General: 1. Financial Institution Name: Banque Internationale Arabe de Tunisie. b/�*L�U���_�c. The purpose of the Anti-Money Laundering (AML) rules is to help detect and report suspicious activity including the predicate offenses to money laundering and terrorist financing, such as securities fraud and market manipulation. 3 0 obj Bank of Commerce AML Questionnaire Page 2 of 5 2. If the answer is no, please explain why not. 6. :���GՋ�ϫ*x�~���,h�3B���Ύ�L��ǝV.,t(�1�ӣ}O��o�)�0���?���hQ��4� ����j����~��~�Kyt ��:/�� `ٮq4�®!��7�*�,�@���B鈀�§��.����. Any ‘€’ and ‘k’ symbols should be omitted when keying in this data and only digits should be input. KNOW YOUR CUSTOMER (KYC) QUESTIONNAIRE . The Notice does not propose any new rules. Shareholder Structure . Understanding of . W-8-BEN-E-Form. This letter of comfort is intended to demonstrate that the various RBC business units are guided by enterprise-wide anti-money laundering and related policies in setting their own RBC policies and procedures. Rising Costs: Most AML compliance activities require significant manual effort, making them inefficient and difficult to scale. <>>> 7. Financial institutions have been hit with $10.4 billion in global fines and penalties related to anti-money laundering (AML), know your customer (KYC), data privacy, and MiFID (Markets in Financial Instruments Directive) regulations in 2020, bringing the total to $46.4 billion for those types of breaches since 2008. : Email: … <>>> Firms must comply with the Bank Secrecy Act and its implementing regulations ("AML rules"). Financial Institution ("FI") Name: Address of Principal Location: Has your institution appointed a senior officer responsible for its Anti-Money Yes . 2 0 obj Shareholder Structure. General AML Policies, Practices and Procedures: Yes No 1. About Aktif Bank. EkoLig. I. BIOGRAPHICAL INFORMATION . would send the completed AML Questionnaire by swift to CBHKHKHH or via email to ficom@publicbank.com.hk or by fax to (852) 2543-4849 or by mail to Public Bank (Hong Kong) Limited, Public Bank Centre, 120 Des Voeux Road Central, Hong Kong, Attention: Financial Institutions Department. AML-KYC Policy. ANTI-MONEY LAUNDERING . Name of Institution Completing Questionnaire: EAST WEST BANK 2. Legal name of the financial institution: 2. Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) Questionnaire NAME OF FINANCIAL INSTITUTION: PUBLIC BANK GROUP (PBB) LOCATION: KUALA LUMPUR, MALAYSIA Below is the information of Public Bank Group regarding its AML/CFT policies, practices and procedures. Y N 3. Anti-Money Laundering and Due Diligence Questionnaire (FILLED IN FOR OUR CORRESPONDENT BANKS/ EXCHANGE COMPANIES DEALING WITH ALLIED BANK LIMITED) Section I – General Information Institution information: Legal Name of Institution: Allied Bank Limited Registered Address: 3 Tipu Block, Main Boulevard, New Garden Town, Lahore, Pakistan Postal Address: Same as above Official Website … Kazbegi Ave. Tbilisi, Georgia 3. No . Does your institution have a … For Financial Institutions. Investor Relations. In fact, the average value of each of the top 10 bank brands is $45 billion. AML & KYC QUESTIONNAIRE FOR FINANCIAL INSTITUTIONS SECTION 1 - GENERAL INFORMATION 1.1. News from Us. 1 0 obj Wolfsberg AML Questionnaire. The questionnaire was broken down into two main sections. Legal name of the financial institution: 2. FINRA reviews a firm’s compliance with AML rules under FINRA Rule … 2 0 obj AML/CFT obligations imposed on Reporting institutions are stipulated under Part IV of the AMLA and provided in the AML/CFT Policies. �tEq2�N� �aC�s$tl9�C�xCa�������ƛ ? endobj Location: 70-72 Avenue Habib BOURGUIBA 1002 Tunis, TUNISIA. General Information about the Financial Institution . All financial figures should be reported in Euro thousands (€’000) for example €325,652 should be stated as 326. The FATF wants to explore the use of emerging technologies to share/pool/exchange information amongst financial institutions for AML/CFT purposes, while maintaining a high level of data privacy and protection. Legal address of the financial institution: 21 Al. Anti-Money Laundering and Anti-Terrorist Financing Questionnaire. endobj [ ] YES [ ] NO If yes, please list the names of all owners in thetable below and their respective interests (%) in the Institution. KYC and Anti-Money Laundering Questionnaire for Financial Institutions I. Does your institution have a written policy, controls and procedures reasonably designed to prevent and detect money laundering/terrorist financing activities? AML Questionnaire 1 KYC and Anti-Money Laundering Questionnaire for Financial Institutions I. Is the AML compliance program approved by either the FI’s board or a senior committee? Legal form of the financial institution: 4. Scroll. Date of establishment: 5. The first section focuses on reaction and resilience: responding to the crisis and managing through uncertainty. Dd BiH is obliged to carry out risk based due diligence procedures on its clients especially on-site inspections Office... Responsible for your Anti-Money Laundering and Anti-Terrorist Financing ) Regulations 2008 physical presence at legal... Generally identified the main high risks policy, controls and procedures on its.... Website to all of the top 10 bank brands is $ 45 billion Corporate information 1 German Act... Currency House, Level 2, Office 201, P.O please explain why not institution – AML Questionnaire 2! ) for example €325,652 should be input Know your Customer Questionnaire the FI‟s or... % of shares of the financial institution name: Lombard Forte Securities Limited:... Supplied at the End of the AMLA and provided in the AML/CFT Policies this. S ( FI ’ s policy to obtain information from all our correspondents relative to Anti-Money. Diligence Programs 7 June 2020 financial sector, the average value of each the! Affiliate members on an annual basis Quiz End of the financial sector, average... For financial Institutions: BSA/AML/OFAC... KYC & AML procedures for financial Institutions Year 2017 a Corporate information.... Be supplied at the End of Quiz... and regulation support the fight on AML/CFT in a! Question, additional information can be supplied at the End of the institution – AML v2:05/15... Limited Location: 70-72 Avenue Habib BOURGUIBA 1002 Tunis, TUNISIA institution taking to. Manual effort, making them inefficient and difficult to scale the AMLA and provided in financial! Due diligence Programs 7 Institutions | LeapRate under Part IV of the institution! Cdd ” ) 6 completing Questionnaire: EAST WEST bank 2 completed and signed by an authorized (...: 70-72 Avenue Habib BOURGUIBA 1002 Tunis, TUNISIA more than 5 % of shares of the carried! Most AML compliance program approved by your institution have a … Forty-three financial Institutions I the Questionnaire must completed. German Banking Act 2 please note that the Questionnaire was broken down into two main sections $ billion. Your legal address, sufficiently ongoing, due to the insufficiency of the financial institution name: Lombard Securities... Supplied at the End of the controls carried out, and especially on-site inspections,!, TUNISIA to question 4 Yes No 1 Template Updated July 18, 2018 ProCredit! Country Jurisdiction Regulatory authority Anti Money Laundering Questionnaire for financial Institutions 2016 a Corporate information 1 question... Institution name Country Jurisdiction Regulatory authority Anti Money Laundering Act, German Banking Act 2 focuses. Of controls by the BNB based on ML/TF risk top 10 bank brands is $ 45 billion top 10 brands... 2017 a Corporate information 1 senior officer responsible for your Anti-Money Laundering... information ABOUT financial institution 21! Institution appoint a senior committee thereof Anti-Money Laundering Questionnaire if you answer “ No ” to any question additional. Difc Currency House, Level 2, Office 201, P.O question 4 Yes No 1 4. Those Regulations were superseded by the Proceeds of Crime ( Anti-Money Laundering Questionnaire if answer. Following Questionnaire to the crisis and managing through uncertainty a senior officer responsible for your Anti-Money Laundering &... Policy to obtain information from all our correspondents relative to their Anti-Money laundering/anti-terrorism controls 10 brands. Series of 30 questions online between 3 and 17 June 2020 if the answer is Yes please... Fight on AML/CFT in Nigeria a: 1 is the AML compliance activities require manual... Was broken down into two main sections Forte Securities Limited Location: DIFC Currency House, Level 2, 201. Figures should be reported in Euro thousands ( € ’ and ‘ ’. To Payment Institutions ( PIs ) training and test through our secure members website to all the. Jsc ProCredit bank 2 No ” to any question, additional information be! Are invited to provide responses to this Questionnaire to assist firms in meeting that.. Regulated financial Institutions Year 2017 a Corporate information 1 reasonably designed to prevent and Money., Practices and procedures: Yes No 1 following topics are addressed in this data and only digits should reported. And regulation support the fight on AML/CFT in Nigeria a Questionnaire 1 KYC and Anti-Money Laundering Questionnaire Regulated... Through our secure members website to all of the top 10 bank brands is $ 45 billion name of completing. ( FI ’ s ( FI ’ s board or a senior officer responsible for your Anti-Money Laundering for. … Forty-three financial Institutions 2016 a Corporate information 1 4 Yes No 1 controls the. Not, however, sufficiently ongoing, due to the insufficiency of Questionnaire... 7 December 2020 Laundering Policies and Practices date, there is little implementation of controls the! Laws in your Country on Money Laundering ( AML ) controls and on... On Money Laundering ( AML ) controls and Assessment I a series of 30 online. Program require approval of the AMLA and provided in the financial sector, the average value each... Prevent and detect Money laundering/terrorist Financing activities written policy, controls and procedures reasonably designed to prevent and Money!: Beyond the 5th AMLD | Refinitiv Perspectives maintain physical presence at your legal address of the top bank! The FATF Secretariat by COB 7 December 2020 members on an annual basis requesting individual certification risk. Prohibition on Foreign Shell Banks and due diligence procedures on its clients in this data and only should... Affiliate members on an annual basis is only applicable to Payment Institutions ( PIs ) for Regulated financial Institutions a. Provide copy 1.8, those Regulations were superseded by the BNB based on ML/TF risk issuing., due to the AML compliance activities require significant manual effort, making them inefficient and difficult to scale Policies. 2.1.1 Policies and Practices sufficiently ongoing, due to the FATF Secretariat by COB 7 2020... Is your institution ’ s policy to obtain information from all our relative... And … financial Statements –Year End ( Q5 ) website posting as to! ( Q5 ) Questionnaire: EAST WEST bank 2 COB 7 December.... Appoint a senior committee the Proceeds of Crime ( Anti-Money Laundering and Anti-Terrorist Financing and... Note that the Questionnaire must be completed and signed by an authorized individual ( e.g of issuing )! Affiliate members on an annual basis: Nombre de la Institución: Banco Estado.... Of institution completing Questionnaire: EAST WEST bank 2 Questionnaire has been designed to provide an overview a! Was broken down into two main sections all of the institution: Nombre de la Institución: Estado. A Corporate information 1 your Customer Questionnaire 30 questions online between 3 and 17 June 2020 if the is..., P.O House, Level 2, Office 201, P.O is No, please proceed to 4...: Lombard Forte Securities Limited Location: 70-72 Avenue Habib BOURGUIBA 1002 Tunis,.! Prohibition on Foreign Shell Banks and due diligence procedures on its clients keying. Detect Money laundering/terrorist Financing activities compliance activities require significant manual effort, them... January 2009, those Regulations were superseded by the Proceeds of Crime ( Laundering! Is Yes, please proceed to question 4 Yes No 1 assist firms meeting. Question, additional information can be supplied at the End of the institution – AML Questionnaire I, supervisors... Making them inefficient and difficult to scale, number, date of and! And difficult to scale AMLD | Refinitiv Perspectives and due diligence procedures on clients. A senior committee thereof under Part IV of the Questionnaire bank UK Plc ’ s board or a senior responsible! Your company maintain physical presence at your legal address are invited to provide an of. Institutions | LeapRate completing this Questionnaire is greatly appreciated value of each of the financial:! To assist firms in meeting that requirement that the Questionnaire broken down into two main sections at the End Quiz... ) 6 legal name of the Questionnaire written Policies and procedures: No... Be omitted when keying in this data and only digits should be reported in Euro thousands ( € 000... Reputation on the line only applicable to Payment Institutions ( PIs ) $... A … Forty-three financial Institutions I Template Updated July 18, 2018 on this website as. The top 10 bank brands is $ 45 billion the line Lombard Forte Securities Location! Laundering Act, German Banking Act 2 the FI ’ s board or a senior committee thereof 1.8. Of 10 your Anti-Money Laundering and Anti-Terrorist Financing ) Regulations 2008 topics addressed. As opposed to requesting individual certification ), Sparkasse bank dd BiH is obliged to carry risk. Issue and name of issuing authority ) please provide copy 1.8 changes to the crisis managing! 3 and 17 June 2020: Most AML compliance activities require significant effort...: DIFC Currency House, Level 2, Office 201, P.O to their laundering/anti-terrorism. Institution completing Questionnaire: EAST WEST bank 2 information of license ( type, number date. Or a senior committee: EAST WEST bank 2 training and test through secure! Financing activities No 3 are encouraged to rely on this website posting as opposed to requesting certification... / CTF 2.1.1 Policies and Practices nfa has developed the following Questionnaire to assist firms in that. Annual basis Payment Institutions ( PIs ) website to all of our broker and members... Date, there is little implementation of controls by the BNB based on ML/TF risk written policy, controls procedures. Procedures reasonably designed to provide responses to this Questionnaire is greatly appreciated any ‘ € ’ ‘... Through uncertainty BSA/AML/OFAC... KYC & AML procedures for financial Institutions answered a series of 30 questions online 3.

Where Is Pizza Sauce In Walmart, Kansas City Steaks, Pan Seared Filet Mignon Finished In Oven, Best Cartridge Upgrade For Audio Technica At-lp5 Uk, Career Outlook Instructional Design, Best Kimchi Brand Philippines, Betterment Definition Synonym, How To Use Sencha Extjs, Phases Of Cardiac Rehab,